Terms of Uses

Introduction

Welcome to Affordable Business Insuranceca. These terms of use govern your use of our services. Please read them carefully and understand them fully before proceeding further with our platform.

By accessing or using our services, you agree to be bound by these terms of use. If you do not agree with any part of these terms, you may not use our services.

Our services are provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.

In no event shall Affordable Business Insuranceca or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services.

These terms of use constitute the entire agreement between you and Affordable Business Insuranceca regarding your use of our services and supersede all prior or contemporaneous agreements, representations, and understandings.

We reserve the right to modify, suspend, or terminate our services at any time without prior notice. We also reserve the right to change these terms of use at any time by posting the updated terms on our website.

Your continued use of our services after such modifications will constitute acknowledgment and acceptance of the modified terms of use.

If you have any questions or concerns about these terms of use, please contact us.

Eligibility

To use our services, you must be at least 13 years old and legally capable of entering into a contract with Affordable Business Insuranceca.

If you are using our services on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these terms of use.

You agree to provide accurate and complete information when creating an account with us and to update such information promptly if it changes.

Failure to comply with these eligibility requirements may result in the termination of your account and access to our services.

By using our services, you represent and warrant that you are not prohibited from receiving our services under the laws of any applicable jurisdiction.

We reserve the right to refuse service to anyone for any reason at any time.

Account Registration

To access certain features of our services, you may need to register for an account. When you register for an account, you agree to provide accurate and complete information.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

We reserve the right to suspend or terminate your account if we believe that you have violated these terms of use or if it is necessary to protect the security or integrity of our services.

You may cancel your account at any time by contacting us at support@affordablebusinessinsuranceca.com. Upon cancellation, we may retain certain information as required by law or for legitimate business purposes.

For more details on our account policies, please refer to our full Terms of Use.

Payment and Billing

When you make a purchase through our services, you agree to pay all fees and applicable taxes associated with your purchase.

We may use third-party payment processors to process your payments. By making a payment, you agree to abide by the terms and conditions of the payment processor.

All payments are non-refundable unless otherwise stated in our refund policy or required by law.

For more details on our payment and billing policies, please refer to our full Terms of Use.

Use of Content

All content provided on Affordable Business Insuranceca's website is for informational purposes only. The use of such content is at your own risk. We do not guarantee the accuracy, completeness, or usefulness of any information provided.

We reserve the right to remove any content at any time for any reason without notice. Your use of any information or materials on this website is entirely at your own risk.

We shall not be liable for any loss or damage arising from the use of information or materials provided on our website.

Your reliance on any information or materials provided on this website is solely at your own risk. We recommend seeking professional advice for specific situations or concerns.

Any unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of India.

We reserve the right to limit or terminate access to our website for any user at any time for any reason without notice.

Intellectual Property

All trademarks, logos, and service marks displayed on Affordable Business Insuranceca's website are the property of their respective owners. You are not permitted to use any of these without the prior written consent of the owner.

All content on this website, including text, graphics, logos, images, and software, is the property of Affordable Business Insuranceca or its licensors and is protected by international copyright laws.

You may not reproduce, modify, distribute, or republish any content from this website without our prior written consent.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of India.

We reserve the right to limit or terminate access to our website for any user at any time for any reason without notice.

Limitation of Liability

This includes but is not limited to damages for loss of profits, data, or other intangible losses, even if Affordable Business Insuranceca has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.

Our liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us for the service during the term of membership.

Under no circumstances shall we be liable to you or any third party for any indirect, consequential, incidental, special, or punitive damages, including lost profits, lost savings, or loss of data.

Not with standing any damages that you might incur, the entire liability of Affordable Business Insuranceca and any of its suppliers under any provision of this agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you through the service.

You agree that we shall not be liable for any damages arising from the interruption, suspension, or termination of the service, including but not limited to direct, indirect, incidental, special, consequential, or exemplary damages.

Indemnification

This includes but is not limited to your violation of these terms of use, any applicable law or regulation, or the rights of any third party.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defenses.

By using our services or website, you agree to release, indemnify, defend, and hold harmless Affordable Business Insuranceca and its officers, directors, employees, agents, and affiliates from any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or related to your use of our services or website or your violation of these terms of use.

You agree to indemnify, defend, and hold harmless Affordable Business Insuranceca and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the service; (ii) your violation of any term of these terms of service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your content caused damage to a third party.

You agree to indemnify and hold Affordable Business Insuranceca harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these terms of service or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

Termination

We may terminate or suspend your access to our services or website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these terms of use.

All provisions of these terms of use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Upon termination, your right to use the services or website will immediately cease, and you must destroy any downloaded or printed materials obtained from the website.

All provisions of the terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Upon termination, your right to use the service will immediately cease. If you wish to terminate your account, you may simply discontinue using the service.

If you breach any of these terms and conditions, we may immediately terminate these terms and conditions and/or your access to and use of the website or any portion thereof.

Governing Law

These terms of use shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these terms of use shall be subject to the exclusive jurisdiction of the courts of India.

If any provision of these terms of use is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent permitted by law.

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions of these terms will remain in effect.

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect and enforceable.

Any dispute arising out of or relating to the terms, the Privacy Policy, the website, or the services, including any disputes regarding the scope, applicability, interpretation, or enforceability of this arbitration provision, shall be determined by final and binding arbitration administered in the India by a single arbitrator.

If any provision of these terms of service is held to be invalid or unenforceable, the remaining provisions of these terms of service will be enforced in accordance with their terms.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these terms of use at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the services.

We reserve the right, at our sole discretion, to modify or replace these terms of service at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these terms of use is determined to be unlawful, void, or unenforceable, the remaining provisions shall nevertheless be enforceable to the fullest extent permitted by applicable law.

Moreover, the unlawful, void, or unenforceable provision shall be deemed to be severed from these terms of use, and such determination shall not affect the validity and enforceability of any other remaining provisions.

If any provision of these terms of use is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from the remaining provisions of these terms of use and shall not affect the validity and enforceability of the remaining provisions.

Effective Date

These terms of use were last updated on 01/01/2024.

Any changes or updates to these terms will be effective immediately upon posting on this page.

It is your responsibility to review these terms periodically to stay informed of any updates or changes.